Articles Posted in Car Insurance

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Over the years as a personal injury attorney in Los Angeles, clients have often asked me if they can recover the lost resale value (“market value”) of their vehicle after property damage arising from a collision. As is often the case in the law, the answer is “it depends.”

In this article, we discuss the circumstances that lead up to a loss of future resale value of a vehicle, the current law governing such cases, and what you need to know about this when purchasing an automobile insurance policy.

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In our article entitled “What is Underinsured Motorist (UIM) Coverage?” we explained what underinsured motorist (UIM) coverage is, and how it is different than uninsured motorist (UM) coverage. In this article, we discuss exactly how long you have to file an underinsured motorist claim with your insurance company from the time of the collision, and explain the recent  legal cases  that can help you recover from your insurance carrier.

First, it is helpful to understand exactly what UIM coverage is, and how it is different than UM coverage. If you haven’t read our articles on these subjects, here is a quick explanation of UIM coverage.

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Getting a new car can be a very exciting time in a person’s life. That new-car smell, all the newest technology, bells, and whistles. Looking out into the driveway to see it sitting there, new paint glimmering in the sun. You love your new car, and like a responsible driver, you purchased both comprehensive and collision coverage on your new vehicle. But is that enough to ensure that your new car is protected against the potential perils of the road, especially in busy cities such as Los Angeles?

In this article, we discuss new car replacement coverage, repair provision coverage, and Guaranteed Asset Protection (GAP) coverage.

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In this article we explain how payment of your medical bills typically works in a personal injury claim, and discuss the concept of reimbursable med-pay.

How does med pay work in a personal injury claim?

So you were injured in an automobile accident that was not your fault. You suffered injuries to your neck and back, and some cuts and abrasions as well. You were taken by ambulance to the hospital from the scene of the accident, and continued with medical care and physical therapy as prescribed by your doctors. You hired an experienced attorney right away, who helped you find the right medical care and represented your interests, negotiating with the insurance companies and making sure that you received the compensation you deserve. During the course of your claim, some of your medical bills may have been paid by the med-pay portion of your auto insurance policy, your private health insurance, Medicare, or Medi-Cal.

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